Unleash Your Future Millionaire 
 with SMART LAZY
BUDGETING 

Money Mastery is designed to provide you with the knowledge, skills, and mindset to take control of your financial future. Through our comprehensive program, you'll gain insights into budgeting, investing, debt management, and money mindset. But here's the real magic—Money Mastery goes beyond theory. It offers practical tools, expert guidance, and a supportive community to ensure you not only learn but also implement and thrive financially.

Once your payment goes through (please allow 24-72 hours for processing), you'll receive a welcome email from CareTeam@MyCoachPav.com with: A link to create your profile at MyCoachPav.com (if you haven't had one yet) you can access the workshop materials (e.g. videos, PDF handouts, workbooks, Wealth Organizer worksheet) An instruction to access to Zoom link (for Money Insight Hour) and our online learning portal (for Pre-recorded videos) workshops.

We offer flexible pricing options to suit your needs. You can choose from our auto-renew monthly membership in which you can cancel anytime (so you won't get charge for the month after) at $129 per month, a 3-month plan paid at once for $294 which will be auto renewed after 3 months, or an annual plan at $936 which will be auto renewed after 12 months or you can cancelled anytime and you won't be charge for the next pay period. Select the option that aligns with your financial goals.

Absolutely! Once you join, you'll receive access to a digital workbook that's packed with essential resources. We highly recommend a hard copy of the workbook for a deeper learning experience (available at an additional cost). You'll have everything you need to succeed. Additionally, you'll receive access to our Wealth Organizer tool which is a google xls sheet filled with many essential tools to help you manage and track your budget, income, expenses, debts, networth and more.

You might be wondering if this program is right for you, whether you're a young professional, entrepreneur, or anyone ready to take charge of their financial life. The answer is a resounding YES! Our program is tailored to meet you where you are on your financial journey by providing you a foundation on financial literacy and guide you towards your desired outcomes.

Each workshop typically lasts about 2 hours, and the best part is—it's self-paced. You can access the content online, and it's pre-recorded so you can revisit it anytime. However, Money Mastery Membership Program is about learning by doing, the workshop pre-recording is designed to provide you with a foundation on each topic, while you'd then spend time taking action based on guidance from each workshop. But here's the game-changer: Money Insight Hour, our live Q&A sessions, are available for 1 hour each, with 8 sessions per month. You'll have the flexibility to get your questions answered and stay on track.

No, you don't need to get your finances in perfect shape before joining. In fact, Money Mastery is designed to help you transform your financial situation, no matter where you're starting from. We'll guide you step-by-step towards financial success.

Finding the right workshop is crucial, and we're here to support you. Money Mastery offers online self-guided content, and we recommend attending at least one Money Insight Hour session per week. Financial literacy is an ongoing effort and it takes commitment. The Money Insight Hour is designed to help support you along your journey to financial freedom. This way, you have the support and accountability you need to succeed.

Absolutely! You can purchase our program as a gift for a friend or loved one. During the checkout process, provide the recipient's information, and they'll receive an email with instructions on how to set up their account and start their financial journey.

Pav holds Money Insight Hour sessions twice a week, and we strongly recommend attending at least one session per week. These LIVE online Q&A sessions are where you'll find the support and guidance you need to conquer financial challenges and achieve your goals. Here is each week schedule in ET (Eastern Standard Time): Sunday 11am-noon ET Thursday 8pm-9pm ET

With Money Mastery Membership program, you can join as many workshops as you want in a given month so long as your membership is still active

Redeem your activation code here. It's your ticket to unlocking the incredible resources and support that Money Mastery Membership program offers.

For monthly subscribers, you can cancel your membership at any time. To avoid being charged for the next month, please make sure to cancel at least 24 hours before your subscription's end date. If you have a 3-month or annual membership and choose to cancel, you will be refunded for the remaining months you have left (excluding the current month you are in). The refund calculation is as follows: Refund Amount = Initial Payment - (Number of Months Lapsed x $129) - Taxes (if applicable) Please note that the $129 is the original monthly membership cost without discount. If you cancel your membership prior to it expires, you forego the discount benefits you were initially given.

For monthly subscriber, you will NOT be refunded for the remaining days in the current month. However, you won't be charged for the following month if you cancel 24 hours before your subscription's end date. If you have a 3-month or annual membership and choose to cancel, you will be refunded for the remaining months you have left (excluding the current month). The refund calculation is as follows: Refund Amount = Initial Payment - (Number of Months Lapsed x $129) - Taxes (if applicable) If you cancel before your membership expires, you will forfeit the initial discount, and you will be charged the full monthly price of $129 for each month that has gone by. The refund amount will be calculated as mentioned in the previous paragraph. Please allow some time for our team to process your refund request. Refunds will be available in your original payment method within 30 days after submission.

A: For any additional assistance or inquiries related to cancellations and refunds, please reach out to our Care Team at careteam@mycoachpav.com. We want to ensure that you have a hassle-free experience with Money Mastery, and our cancellation and refund policy is designed to provide flexibility while maintaining fairness.

Once your payment goes through (please allow 24-72 hours for processing), you'll receive a welcome email from CareTeam@MyCoachPav.com with: A link to create your profile at MyCoachPav.com (if you haven't had one yet). An instruction to access to Zoom link (for Money Insight Hour) and our online learning portal (for Pre-recorded videos) workshops.

Absolutely! The workshop is designed for individuals at all levels of financial literacy, including beginners. We break down complex concepts into easy-to-understand steps to ensure everyone benefits.

By the end of the workshop, you'll leave with a clear actionable strategies, and the confidence to manage your finances effectively. It's designed to provide immediate value and empower you to take control of your financial situation.

Finding the right workshop is crucial, and we're here to support you. We highly encourage you to look into the Money Mastery Membership program, in which offers online self-guided content, and weekly "Money Insight Hour" session. Financial literacy is an ongoing effort and it takes commitment. The Money Insight Hour is designed to help support you along your journey to financial freedom. This way, you have the support and accountability you need to succeed.

Once your payment goes through (please allow 24-72 hours for processing), you'll receive a welcome email from CareTeam@MyCoachPav.com with: A link to create your profile at MyCoachPav.com (if you haven't had one yet) so you can access the workshop materials (videos, worksheets, Wealth Organizer)

You can access this course through your laptop, smart phone (apple and android), and tablets/ipads.

No. There is currently no live Q&As when signing up "Workshop" only option. However, you're welcome to join me during Tiktok LIVE every Saturday 11am-1PM ET where I cover various topics related to financial literacy. Also you'll be provided a link to facebook page, in which you're encouraged to participate and/or share your experience. If you prefer a more hands on approach, I encourage you to look into "Money Mastery" membership program that comes with weekly "Money Insight Hour" - an exclusive, membership only, Q&A forum (launch date Dec1st 2024).

For workshop registrations, you can cancel within 24 hours after your purchase, and you won't be charged for the workshop. Unfortunately, we cannot provide refunds for cancellations made after 24 hours of the original purchase date. Please email your cancellation request and/or other questions related to cancellations/refunds to CareTeam@mycoachpav.com. Please allow us 24-48 hours to response. You will receive a refund to your original form of payment ONLY, NO EXCEPTIONS. Please note that all refunds may take up to 30 days to process.

Change is scary. So too, letting go of what once was so familiar to you can bring up resistance. We've all been there many times in life. I understand if you’re hesitant to accept your new reality. It takes strength and courage to move away from the old and welcome the unknown, and, finally, take action to get the life you want and deserve. But you’ve got to start somewhere. I highly encourage you to soul search and ask yourself these questions: How much longer am I going to live in fear and grief? How long am I willing to put my life on hold for something or someone that no longer serves my highest good? What are the root causes of my fear and anxiety? What are the type of support and guidance do I need for me to let go of my past and transform my life?

Unfortunately, there isn't one breakup emergency kit or retreat that can magically fix bad habits and/or broken hearts. I wish there were! I would gift you one if I could. Instead, it's the hard work that does the healing—feeling the pain inside your soul, reflecting on what went wrong so you can better understand yourself, gathering the courage to move away from destructive patterns and welcome the unknown, and, finally, taking action to get the life you want and deserve. This retreat/course serves as a force that helps kickstart your healing process by providing you with necessary tools and information to empower you to heal from your emotional wound, build new productive habits and therefore transform your life.

Your safety is our top priority! We've been closely monitoring COVID-19 pandemic situation and therefore adjust our policy based on the U.S. Center of Disease Control's guidance, our local state rules and regulations, as well as our venue's policy. The policy below is subject to change. Participants will be notified as new updates have been made. Face Mask: As the face mask mandates in public areas have been lifted, we recognize that enforcing face mask mandates would not be sufficient to fully control our retreat's environment. There's no face mask mandate at the retreat at this time, unless required by local regulations. However, we highly encourage our participants to wear masks indoor at our retreat. COVID-19 vaccination: Similar to our face mask policy, due to the reason above, we are no longer requiring proof of COVID-19 vaccination. Negative COVID-19 Testing: We will conduct an onsite ATK Covid-19 test on the first day of the retreat during Meet & Greet. All participants are required to be tested negative. In an event that you test positive during Meet & Greet, you'll be presented with 2 options: 1) Not participate in the retreat and receive full refund that you originally paid to Moments of Reset LLC (aka. MyCoachPav.com). 2) Participate virtually and receive 50% refund that you originally paid to Moments of Reset LLC (aka. MyCoachPav.com). Please refer to refund policy for more information. Please refer to refund policy for more information. Please note that your accommodation fee is separated and is charged and booked directly through the hotel. We are NOT liable for ANY portion of your accommodation fee in any circumstance. Generally, for the rest of the retreat, we will closely monitor participants' symptoms. In any unforeseen circumstance that you become ill of COVID-19 during the retreat, we will gladly refund you a prorated portion of the retreat fee in which you have not participated e.g. you found out you got covid on the morning before DAY2, we will refund you the fee for DAY2 and DAY3 since you cannot participate.

We recognize your time is valuable and to optimize the experience and recovery process for you as well as others, we STRONGLY urge that you respect our community rules below during the retreat - No hookups - No alcohol - No phone (during workshop) - Be present If you cannot follow the rules and don't want to invest the time and energy in yourself, this retreat is NOT for you. Please do not sign up.

We welcome participants of all genders and sexual orientations. However, we strongly recommend that participant is 18 years old and above to ensure the optimal experience. If participant is under 18, we will require a signed parental consent and release form.

FOR IN-PERSON RETREAT: Once your payment goes through (please allow 24-72 hours for processing), you'll receive a welcome email from CareTeam@MyCoachPav.com with: A link to schedule 30-min 1:1 with Coach Pav to go through any questions you may have. A link to create your profile at MyCoachPav.com (if you haven't had one yet). Detailed instructions on how to book your room through the hotel directly. You're responsible for your accommodation fee and booking. The estimated per night cost varies by location, room type and the time of booking. We advise that you reserve your room immediately upon receiving the welcome email as the room prices are subject to change and availability. A release form in which all participants must sign and return prior to the event start date. You'll receive a weekly update from Pav on the event as well as Purge Yourself / breakup recovery and healing tips. Two weeks prior to the event start date, you'll receive a finalized agenda, reminder on to-dos and tips on how to prepare yourself for the event through email. FOR ONLINE COURSE (LIVE and/or PRERECORDED) Once your payment goes through (please allow 24-72 hours for processing), you'll receive a welcome email from CareTeam@MyCoachPav.com with: A link to create your profile at MyCoachPav.com (if you haven't had one yet). An instruction to access our online learning portal and/or Zoom link (for Live course)

FOR IN-PERSON RETREATS/EVENTS: Due to the strict booking arrangements required by our partners and venue, NO REFUNDS will be given within 45 days of the event. No exceptions, UNLESS the event is postponed due to: Any circumstances beyond our control You must unregister due to COVID-19 related issues, in which we will require a proof such as COVID-19 ATK/PCR test ONLY administrated by authorized health care providers Or You must unregister due to serious illness, in which we will require a proof from a physician such as written note and/or test results Registrations are non-transferable. Please do NOT give or sell your registration or ticket to anyone. This includes family and friends or anyone on social media. Registration must be in the name of the qualified registrant upon arrival at the event or the ticket will not be valid. We reserve the rights to refuse service as we see fit. Please email your cancellation request and/or other questions related to cancellations/refunds to CareTeam@mycoachpav.com. Please allow us 24-48 hours to response. Thank you FOR ONLINE COURSES (PRERECORDED and/or LIVE) The main existence of all the courses at MyCoachPav.com is to help you kickstart your healing process and transform your life. If you decide that our course isn't for you, that is ok. If you email us within the first 10 days from your date of purchase, we will provide FULL REFUND. We do NOT offer refund after 10 days of the original purchase date. Please email your cancellation request and/or other questions related to cancellations/refunds to CareTeam@mycoachpav.com. Please allow us 24-48 hours to response. Please review refund policy for further information. Thank you

FOR IN-PERSON RETREATS/EVENTS: You may cancel and receive a FULL refund of the amount you initially paid IF: You request a refund 45 days prior to the event start date by emailing us at CareTeam@MyCoachPav.com OR We have to postpone or cancel the event due to circumstances outside of our control OR Any reasons that meet conditions listed under our Cancellation Policy You tested positive COVID-19 during DAY1 Meet & Greet and do not wish to participate virtually. All sales/registrations for IN-PERSON retreats/events are final. We do NOT provide refund of any kinds outside of the above conditions. You will receive a refund to your original form of payment ONLY, NO EXCEPTIONS. Please allow 1-2 weeks for the refund to be processed. FOR ONLINE COURSES (PRERECORDED and/or LIVE) The main existence of all the courses at MyCoachPav.com is to help you kickstart your healing process and transform your life. If you decide that our course isn't for you, that is ok. If you email us within the first 10 days from your date of purchase, we will provide FULL REFUND. We do NOT offer refund after 10 days of the original purchase date. Please email your cancellation request and/or other questions related to cancellations/refunds to CareTeam@mycoachpav.com. Please allow us 24-48 hours to response. You will receive a refund to your original form of payment ONLY, NO EXCEPTIONS. Please allow 1-2 weeks for the refund to be processed.

FOR LIVE ONLINE COURSE Please refer to class start date/time on the top of the course page FOR PRE-RECORDED ONLINE COURSE The course is designed to be self-paced. You can start the course at anytime after you receive our welcome email (w/in 24 - 48 hours after registration). You can revisit the course as many times as you'd like. However, you'll have access to the online portal for the course for up to 12 months from the purchase date.

Please feel free to reach us at Careteam@mycoachpav.com for additional inquiries. We're looking forward to hearing from you and answering all your questions!