top of page

Terms and Conditions for Quizzes

November 10th 2023

​

Thank you for choosing to participate in any quizzes at MyCoachPav.com, LayoffReady.com. Before you begin, please read these Terms and Conditions carefully. By accessing or using our website, taking the quiz, and submitting your information, you agree to the following Terms and Conditions. If you do not agree with these terms, please do not participate in the quiz.

​​

1. Acceptance of Terms

By participating in the Quiz and submitting your data (including personal information such as your name, email address, and responses to the quiz), you agree to be bound by these Terms and Conditions. If you do not agree to these Terms, you should not take the quiz.

​​​

2. Eligibility

By participating in the Quiz, you confirm that you are 18 years of age or older. This quiz is not intended for individuals under the age of 18. If you are under 18, please do not submit any personal information or participate in the quiz.

​

3. Opt-In for Communications

By submitting your personal information, you explicitly agree to opt-in to receive communications from us. This includes, but is not limited to:

  • Emails containing your quiz result/Score and action plan.

  • Newsletters, promotional offers, and updates regarding our financial tools, courses, and services.

You may choose to unsubscribe from these communications at any time by following the unsubscribe instructions provided in each email or by contacting us directly.

​

4. Disclaimer

The Quiz and any recommendations provided are intended for informational purposes only. The results generated from this quiz are based on the answers you provide and are not a substitute for professional financial, legal, or investment advice.

  • All of the materials and contents in the Quiz is for educational purpose and NOT financial advice.

  • We make no guarantees about the accuracy, completeness, or suitability of the financial recommendations.

  • You should consult a qualified financial advisor, accountant, or other professional before making any financial decisions based on the quiz results.

We disclaim all liability for any decisions you make based on the quiz results or the information provided.

​

5. No Professional Relationship

Your participation in the quiz does not create any form of professional-client relationship (financial, legal, or otherwise) between you and us. The quiz results and any communication are intended for informational purposes only and do not constitute professional advice or a fiduciary relationship.

​

6. Data Security and Privacy

We take data privacy seriously. Your personal information is protected by reasonable security measures, and we do not sell or share your data with third parties without your consent, except as required by law or necessary for the operation of our business.

For more details about how we handle your data, please refer to our Privacy Policy.

​

7. Third-Party Links and Services

The quiz or subsequent communications may include links to third-party websites or services. We are not responsible for the content, terms, or privacy practices of third-party websites. You agree that any use of third-party websites is at your own risk.

​​

8. Intellectual Property

All content, including text, images, design, and logos related to the quiz, is owned by us or licensed to us. You may not reproduce, distribute, modify, or exploit any content from the quiz or website without our prior written permission.

​​

9. Data Collection and Use

When you take the quiz, we collect personal information, such as your name, email address, age, and quiz responses, to generate your result/Score and provide personalized recommendations. By participating in the quiz, you agree to the collection, storage, and processing of this data in accordance with our Privacy Policy.

We use the information you provide for:

  • Generating personalized financial recommendations based on your quiz responses.

  • Sending relevant communications and promotional materials related to financial wellness, our products, and services. You may receive email newsletters, offers, or other marketing communications.

  • Improving our offerings and services by analyzing aggregated data from quiz responses.

​

10. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time without prior notice. The most current version of the Terms and Conditions will be posted on our website. Your continued participation in the quiz or use of our services after any changes constitutes acceptance of the revised terms.

​

11. Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for any loss or damage arising out of or in connection with your participation in the quiz or reliance on the information provided.

We will not be held responsible for:

  • Any direct, indirect, or consequential losses or damages.

  • Any loss of data, income, or profits resulting from participation in the quiz or use of recommendations.

​​

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of [Insert Your Jurisdiction]. Any disputes arising from the quiz or these terms will be subject to the exclusive jurisdiction of the courts of New Jersey.

​

13. Contact Us

If you have any questions about these Terms and Conditions, your data, or your rights, please contact us at:

  • Email: pav@mycoachpav.com

  • By taking the Quiz, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

bottom of page